Enter a company's financial data, any company, real or an example (the name is just a label, it's never looked up anywhere), and this tool calculates the ratios used to understand its financial health: margin, profitability and debt. The calculation happens entirely in your browser: whatever you enter about the company is never sent or stored anywhere.
⚠️ This tool is educational. It's not investment advice or a personalized recommendation, it doesn't give any score of its own or a price target, and it doesn't tell you whether this particular company is worth investing in: it helps you understand what each ratio means; the decision and the rest of the context are yours.
How much of every euro of revenue is left as profit, after all costs. As a very general reference (it varies a lot by sector): above 10% is usually considered solid, though some sectors are naturally low-margin (e.g. distribution), where much lower figures are normal.
How much profit the company generates per euro of shareholder equity. As a general reference, above 10-15% is usually considered attractive, but a very high ROE can also come from a lot of debt, not just good management: check the debt/equity ratio alongside this one.
How much profit the company generates per euro of assets it owns, regardless of whether those assets were financed with debt or equity. Mostly useful for comparing companies in the same sector against each other.
How much debt the company has per euro of its own equity. Above 1 means more debt than equity, which isn't necessarily bad (it depends on the sector and how stable revenue is), but it does mean more risk if revenue drops.
The years of EBITDA it would take to pay off all the debt if it were entirely dedicated to that. As a general reference, below 3 is usually considered manageable; above 5 starts to be a warning sign in most sectors.
Want to understand these concepts step by step, with examples, before plugging in your own numbers?
📚 Academy Level 7: Analyze a company