Learn to invest by playing
A financial game inspired by the logic of investing games: buy assets, manage expenses, generate income and chase financial freedom. Practice the money decisions from the tools and the financial education content, but by playing. Play solo or against other people online.
Play viviGoThe same as in real life, but without risking a single euro.
"First steps" to juggle salary, expenses and your first assets, and "Building wealth" to diversify your portfolio and decide when to take out a loan to invest. "Financial freedom" is coming very soon.
From "First steps" to "Building wealth", "Financial freedom" and "Expert investor", all the way to "Fund manager": more squares, more risk and more ambitious assets in each one.
Play solo at your own pace, or start an online game and invite other people to race for financial freedom.
Come back every day to keep your streak alive and unlock achievements as you complete boards and make better decisions.
Each board adds a new layer of strategy, so you level up as a real investor.
| Mechanic | First steps | Building wealth | Financial freedom | Expert investor | Fund manager |
|---|---|---|---|---|---|
| Loan to invest | ✗ | Up to 250 | Up to 600 | Up to 1300 | Up to 1800 |
| Interest rate | 10% fixed | 10% fixed | Fixed or variable* | Fixed or variable* | Fixed or variable* |
| Bonus for diversifying your portfolio | ✗ | ✓ | ✓ | ✓ | ✓ |
| Volatile asset (crypto) | ✗ | ✓ | ✓ | ✓ | ✓ |
| Negotiate with other players | ✗ | ✗ | ✓ | ✓ | ✓ |
| Temporary asset scarcity | ✗ | ✗ | ✓ | ✓ | ✓ |
| Appraise the price yourself (bargain or trap) | ✗ | ✗ | ✗ | ✓ | ✓ |
| Check a company's balance sheet before buying its stock | ✗ | ✗ | ✗ | ✗ | ✓ |
*Goes up or down depending on the game's economic cycle.
What does appraising mean in viviGo? On the Expert investor and Fund manager boards, the price you see on each square isn't always the fair one: it can randomly go up or down from what it would really be worth based on its rent and yield, just like a real flat. Before buying, you have to work out for yourself whether that price is a bargain or a trap dressed up nicely, using the same logic as our How much can I pay for this flat? calculator.
And what does checking a company's balance sheet mean? It's what's new on the Fund manager board: before buying stock, you see that company's margin, ROE, ROA and two debt ratios, with no verdict already worked out for you. An attractive dividend doesn't always come from a healthy company, so the judgment call is yours, with the same numbers our Analyze a company calculator works out.
First steps and Building wealth are free for everyone. Financial freedom will be available very soon.
First steps is free for everyone. The rest of the boards, and playing with friends on them, are for subscribers. See plans.
